| Mortgage Rates |
| Effective Date: Sunday, May 22nd, 2022 |
| Name | Mortgage Rate | APR | Cap | Loan To Value (LTV) | Maximum Limit |
| Secondary Market Mortgages |
| 30 Year Fixed Rate |
5.250% |
As low as 5.452% |
N/A |
97.00% |
$350,000.00 |
| 20 Year Fixed Rate |
5.000% |
As low as 5.269% |
N/A |
95.00% |
$350,000.00 |
| 15 Year Fixed Rate |
4.500% |
As low as 4.567% |
N/A |
95.00% |
$350,000.00 |
| 10 Year Fixed Rate |
4.375% |
As low as 4.470% |
N/A |
95.00% |
$350,000.00 |
| In-House Mortgages |
| 30 Year In-House Fixed |
5.500% |
As low as 5.545% |
N/A |
95.00% |
$350,000.00 |
| 20 Year In-House Fixed |
5.250% |
As low as 5.308% |
N/A |
95.00% |
$350,000.00 |
| 15 Year In-House Fixed |
4.750% |
As low as 4.819% |
N/A |
95.00% |
$350,000.00 |
| 10 Year In-House Fixed |
4.625% |
As low as 4.723% |
N/A |
95.00% |
$350,000.00 |
| 5 Year Adjustable Rate Mortgages – 30 year Amortization |
| Primary & Secondary Residences |
5.375% |
As low as 5.106% |
2.00% |
80.00% |
$350,000.00 |
| 5 Year Adjustable Rate Mortgages – 20 year Amortization |
| Investment 1-4 Units |
6.375% |
As low as 6.383% |
2.00% |
80.00% |
$49,900.00 |
| Vacant Land |
6.375% |
As low as 6.570% |
2.00% |
80.00% |
$100,000.00 |
| Construction-Home Equity |
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| For Construction or Home Equity rates, please contact our Mortgage Department at 906-632-5370. |
