| Mortgage Rates |
| Effective Date: Thursday, January 26th, 2023 |
| Name | Mortgage Rate | APR | Cap | Loan To Value (LTV) | Maximum Limit |
| Secondary Market Mortgages |
| 30 Year Fixed Rate |
6.250% |
As low as 6.463% |
N/A |
97.00% |
$400,000.00 |
| 20 Year Fixed Rate |
6.000% |
As low as 6.278% |
N/A |
95.00% |
$400,000.00 |
| 15 Year Fixed Rate |
5.625% |
As low as 5.692% |
N/A |
95.00% |
$400,000.00 |
| 10 Year Fixed Rate |
5.500% |
As low as 5.594% |
N/A |
95.00% |
$400,000.00 |
| In-House Mortgages "A" Score |
| 30 Year In-House Fixed |
Contact Mortgage Dept |
|
N/A |
95.00% |
$400,000.00 |
| 20 Year In-House Fixed |
Contact Mortgage Dept |
|
N/A |
95.00% |
$400,000.00 |
| 15 Year In-House Fixed |
5.875% |
As low as 5.944% |
N/A |
95.00% |
$400,000.00 |
| 10 Year In-House Fixed |
5.750% |
As low as 5.847% |
N/A |
95.00% |
$400,000.00 |
| In-House Mortgages "B" Score |
| 30 Year In-House Fixed |
Contact Mortgage Dept |
|
N/A |
95.00% |
$400,000.00 |
| 20 Year In-House Fixed |
Contact Mortgage Dept |
|
N/A |
95.00% |
$400,000.00 |
| 15 Year In-House Fixed |
6.875% |
As low as 6.953% |
N/A |
95.00% |
$400,000.00 |
| 10 Year In-House Fixed |
6.750% |
As low as 6.858% |
N/A |
95.00% |
$400,000.00 |
| 5 Year Adjustable Rate Mortgages – 30 year Amortization |
| Primary & Secondary Residences |
6.000% |
As low as 5.344% |
2.00% |
80.00% |
$400,000.00 |
| 5 Year Adjustable Rate Mortgages – 20 year Amortization |
| Investment 1-4 Units |
7.000% |
As low as 6.524% |
2.00% |
80.00% |
$250,000.00 |
| Vacant Land |
7.000% |
As low as 6.889% |
2.00% |
80.00% |
$100,000.00 |
| Construction-Home Equity |
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| For Construction or Home Equity Rates, please contact our Mortgage Department at 906-632-5370. |
