This website requires Javascript to function properly.
If you are using a screen reader or other auxiliary aid and are having problems using this website, please send us a message through our Contact Us form or call 866-632-6819.

See All | Contract

Online Banking

Mortgage Rates

Mortgage Rates
Effective Date: Sunday, May 22nd, 2022
NameMortgage RateAPR CapLoan To Value (LTV)Maximum Limit
Secondary Market Mortgages
30 Year Fixed Rate 5.250% As low as 5.452% N/A 97.00% $350,000.00
20 Year Fixed Rate 5.000% As low as 5.269% N/A 95.00% $350,000.00
15 Year Fixed Rate 4.500% As low as 4.567% N/A 95.00% $350,000.00
10 Year Fixed Rate 4.375% As low as 4.470% N/A 95.00% $350,000.00
In-House Mortgages
30 Year In-House Fixed 5.500% As low as 5.545% N/A 95.00% $350,000.00
20 Year In-House Fixed 5.250% As low as 5.308% N/A 95.00% $350,000.00
15 Year In-House Fixed 4.750% As low as 4.819% N/A 95.00% $350,000.00
10 Year In-House Fixed 4.625% As low as 4.723% N/A 95.00% $350,000.00
5 Year Adjustable Rate Mortgages – 30 year Amortization
Primary & Secondary Residences 5.375% As low as 5.106% 2.00% 80.00% $350,000.00
5 Year Adjustable Rate Mortgages – 20 year Amortization
Investment 1-4 Units 6.375% As low as 6.383% 2.00% 80.00% $49,900.00
Vacant Land 6.375% As low as 6.570% 2.00% 80.00% $100,000.00
Construction-Home Equity          
For Construction or Home Equity rates, please contact our Mortgage Department at 906-632-5370.