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Mortgage Rates

Mortgage Rates
Effective Date: Sunday, September 25th, 2022
NameMortgage RateAPR CapLoan To Value (LTV)Maximum Limit
Secondary Market Mortgages
30 Year Fixed Rate 6.750% As low as 6.980% N/A 97.00% $350,000.00
20 Year Fixed Rate 6.625% As low as 6.924% N/A 95.00% $350,000.00
15 Year Fixed Rate 6.125% As low as 6.209% N/A 95.00% $350,000.00
10 Year Fixed Rate 6.125% As low as 6.244% N/A 95.00% $350,000.00
In-House Mortgages "A" Score
30 Year In-House Fixed 7.000% As low as 7.057% N/A 95.00% $350,000.00
20 Year In-House Fixed 6.875% As low as 6.949% N/A 95.00% $350,000.00
15 Year In-House Fixed 6.375% As low as 6.462% N/A 95.00% $350,000.00
10 Year In-House Fixed 6.375% As low as 6.497% N/A 95.00% $350,000.00
In-House Mortgages "B" Score
30 Year In-House Fixed 8.000% As low as 8.066% N/A 95.00% $350,000.00
20 Year In-House Fixed 7.875% As low as 7.958% N/A 95.00% $350,000.00
15 Year In-House Fixed 7.375% As low as 7.472% N/A 95.00% $350,000.00
10 Year In-House Fixed 7.375% As low as 7.510% N/A 95.00% $350,000.00
5 Year Adjustable Rate Mortgages – 30 year Amortization
Primary & Secondary Residences 6.125% As low as 5.400% 2.00% 80.00% $350,000.00
5 Year Adjustable Rate Mortgages – 20 year Amortization
Investment 1-4 Units 7.125% As low as 6.780% 2.00% 80.00% $49,900.00
Vacant Land 7.125% As low as 6.962% 2.00% 80.00% $100,000.00
Construction-Home Equity          
For Construction or Home Equity Rates, please contact our Mortgage Department at 906-632-5370.