| Mortgage Rates |
| Effective Date: Sunday, September 25th, 2022 |
| Name | Mortgage Rate | APR | Cap | Loan To Value (LTV) | Maximum Limit |
| Secondary Market Mortgages |
| 30 Year Fixed Rate |
6.750% |
As low as 6.980% |
N/A |
97.00% |
$350,000.00 |
| 20 Year Fixed Rate |
6.625% |
As low as 6.924% |
N/A |
95.00% |
$350,000.00 |
| 15 Year Fixed Rate |
6.125% |
As low as 6.209% |
N/A |
95.00% |
$350,000.00 |
| 10 Year Fixed Rate |
6.125% |
As low as 6.244% |
N/A |
95.00% |
$350,000.00 |
| In-House Mortgages "A" Score |
| 30 Year In-House Fixed |
7.000% |
As low as 7.057% |
N/A |
95.00% |
$350,000.00 |
| 20 Year In-House Fixed |
6.875% |
As low as 6.949% |
N/A |
95.00% |
$350,000.00 |
| 15 Year In-House Fixed |
6.375% |
As low as 6.462% |
N/A |
95.00% |
$350,000.00 |
| 10 Year In-House Fixed |
6.375% |
As low as 6.497% |
N/A |
95.00% |
$350,000.00 |
| In-House Mortgages "B" Score |
| 30 Year In-House Fixed |
8.000% |
As low as 8.066% |
N/A |
95.00% |
$350,000.00 |
| 20 Year In-House Fixed |
7.875% |
As low as 7.958% |
N/A |
95.00% |
$350,000.00 |
| 15 Year In-House Fixed |
7.375% |
As low as 7.472% |
N/A |
95.00% |
$350,000.00 |
| 10 Year In-House Fixed |
7.375% |
As low as 7.510% |
N/A |
95.00% |
$350,000.00 |
| 5 Year Adjustable Rate Mortgages – 30 year Amortization |
| Primary & Secondary Residences |
6.125% |
As low as 5.400% |
2.00% |
80.00% |
$350,000.00 |
| 5 Year Adjustable Rate Mortgages – 20 year Amortization |
| Investment 1-4 Units |
7.125% |
As low as 6.780% |
2.00% |
80.00% |
$49,900.00 |
| Vacant Land |
7.125% |
As low as 6.962% |
2.00% |
80.00% |
$100,000.00 |
| Construction-Home Equity |
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| For Construction or Home Equity Rates, please contact our Mortgage Department at 906-632-5370. |
