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See All | Contract

Vehicle Loans

At SCCU, we believe that loans are made to people, not cars. Our members drive away from dealerships and private sales in the cars and trucks they want to drive with the rates and terms they'll want to tell their friends about. We don't stop there, though. Boats, RV's, snowmobiles, personal watercraft, and ATVs... if it moves, chances are we can finance it.

  • No down payment necessary – 100% financing on some Vehicles
  • Competitive fixed rates
  • Flexible terms up to 72 months
  • Pre-approvals before you shop, offering you maximum buying power
  • No early pay-off penalty
  • Easy payment options: in person, online, phone, or automatic transfer
  • Protection plans available to cover you in case of loss, accidents, or breakdowns


Refinance your Vehicle Loan

Why pay more than you have to? Move your vehicle loan to us and we could help you lower your monthly payment to give you more cash on hand to do the stuff you really want to.

  • Lower your existing payment or rate
  • Pay off your loan quicker - and be car payment free!
  • Take advantage of competitive fixed rates & flexible terms up to 72 months

Protect yourself and your family from losses

Life Plus, Disability, and Involuntary Unemployment Protection
No one knows when the unexpected will happen; be protected just in case.

Guaranteed Asset Protection (GAP)
There could be a big difference between what your insurance will pay and what you owe on your vehicle loan. GAP could save you thousands!