| Savings Rates |
| Effective Date: Rates as of January 14, 2019 |
| Account Type | Dividend Rate | APY |
| Shares |
0.15% |
0.15% |
| Dividend paid through December 31, 2018 - Minimum Deposit $5.00 |
| Share Draft (Checking) |
0.05% |
0.05% |
| Dividend paid through December 31, 2018 |
| IRA-Variable |
0.25% |
0.25% |
| Dividend paid through December 31, 2018 |
| Money Market Shares |
| Effective Date: Rates as of January 14, 2019 |
| Account Type | Dividend Rate | APY |
| $0.01 - $9,999.99 |
0.15% |
0.15% |
| $10,000.00 - $99,999.99 |
0.25% |
0.25% |
| $100,000.00 - Over |
0.35% |
0.35% |
| Dividend paid through December 31, 2018 |
| Term Certificates |
| Effective Date: Rates as of January 14, 2019. |
| Account Type | Minimum Balance | APY |
| 91 Day |
$5,000.00 |
0.50% |
| 183 Day |
$5,000.00 |
0.75% |
| 12 Month |
$500.00 |
0.90% |
| 24 Month |
$100.00 |
1.50% |
| 36 Month |
$100.00 |
1.75% |
| 60 Month |
$100.00 |
2.25% |
| APY= Annual Percentage Yield. Advertised rate and terms are subject to change without notice. A penalty may be imposed if you withdraw funds prior to the maturity date. Fees can reduce earnings. |
