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If you’re a federal employee impacted by the shutdown, we’re here to offer financial relief and personalized guidance to help you stay on track.
For assistance or to explore your options, please contact our Loan Department at 906-632-5373.


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Loan Rates

Auto Loans
Effective Date: Thursday, October 23rd, 2025
NameTermAPR as low as* Rate as low as*
New 84 Months 5.520% 5.50%
  75 Months 5.022% 5.00%
  60 Months 4.777% 4.75%
Used 72 Months 5.523% 5.50%
  60 Months 5.286% 5.25%

Boats, Travel Trailers, Motor Homes, & Tractors
Effective Date: Thursday, October 23rd, 2025
NameTermAPRRate
New 72 Months 6.523% 6.50%
  60 Months 6.036% 6.00%
  48 Months 5.545% 5.50%
  36 Months 5.059% 5.00%
Used 72 Months 7.023% 7.00%
  60 Months 6.527% 6.50%
  48 Months 6.034% 6.00%

For Interest Rates on Personal Loans or any other Loan types, please contact the Loan Department at 906-632-5373.

*APR= Annual Percentage Rate. Rates are listed at the lowest rate offered and determined by the loan applicant's creditworthiness, qualifications, collateral conditions, and year of vehicle. Approximate monthly payment would be $19.69 per $1,000 borrowed at 6.75% for 60 months. Rates are subject to change at any time. Other terms and conditions may apply.