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Online Banking

Youth & Student Accounts


Penny Penguin Accounts (Ages 0-12)

An account specifically designed to help children under 13 maximize their savings potential. Let Penny help your child learn about financial responsibility while having fun at the same time. They can watch their savings account grow with each deposit they make. And to help it grow even more, we will pay quarterly dividends (interest) on the balance in the account.

  • No maintenance fee
  • Online account access
  • Prize from the prize chest with each deposit

Bring your young savers to any SCCU Branch to open a savings account today!

Learn about our Student Run Credit Union Program and find participating schools.


MyMoney Accounts (Ages 13-17)

A MyMoney Account from Soo Co-op Credit Union lets you keep track, cash or deposit checks, and transfer money to savings. It comes with a MasterCard Debit Card you can use at ATMs, stores, online, or at a gas station. It’s designed for you, but will pass the parent test, too!

Savings Account
  • Minimum opening deposit of $5
  • No maintenance fee
  • Online account access
e-Checking Account

With MyMoney e-Checking, there are no checks to buy - you access your money with a debit card. The MyMoney debit card can be used at ATMs and anywhere MasterCard is accepted. It’s faster and safer than using cash. With free mobile and online banking, it’s easy to responsibly manage your checking account.

  • No minimum balance
  • Pays interest on all balances
  • Free Mobile Banking
  • Free Online banking, e-Statements, e-mail / Text Alerts *
  • Free Remote Deposit Capture - Deposit checks right from your mobile phone!
  • Unlimited FREE ATM transactions **
  • Parent or legal guardian must be a joint/co-signer on the account.


On My Way Accounts (Ages 18-24)

Heading off to college or entering the work force are both exciting and nerve-wracking for young adults and their parents. Young adults will soon be making many decisions on their own, including how to manage their money. To help ease everyone’s minds, SCCU offers On My Way Accounts for young adults ages 18 to 24.

Savings Account
  • Minimum opening deposit of $5
  • No maintenance fee
  • Online account access
Checking Account
  • No minimum balance
  • Unlimited transactions
  • No monthly service charge
  • MasterCard Debit Card
  • Free Online banking*
  • Free Online bill payment
  • Free e-Statements*
  • Free Mobile Banking*
  • Free text and email alerts*
  • Free Remote Deposit Capture - Deposit checks right from your mobile phone!

*SCCU does not charge for this service. Message and data rates may apply.

**ATM transactions are free of charge when using SCCU owned ATM. However, other financial institutions may charge a fee for use of their ATM.