Compare Our Card
There are many different credit card types to choose from. It is important that you make sure to get the right credit card for your needs or you could end up paying a lot in fees and extra charges.
In part, your credit card choice should be based on credit score, your income, and your expected purchases. Check out our chart below to compare credit cards to see which credit card type is the best fit for you.
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SCCU Visa |
Citi® Preferred |
Chase Freedom® |
BankAmericard |
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| Annual Percentage Rate | 8.95%-12.75% | 13.24%-23.24% | 14.24%-23.24% | 13.24%-23.24% |
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| Balance Transfer APR* |
8.95%-12.75% | 13.24%-23.24% | 14.24%-23.24% | 13.24%-23.24% |
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| Balance Transfer Fee |
None | 3% or Minimum: $5 |
3% or Minimum: $5 |
3% or Minimum: $10 |
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| Cash Advance APR* |
8.95%-12.75% | 25.49% | 25.24% | 16.24%-25.24% |
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| Cash Advance Fee |
None | 5% or Minimum: $10 |
5% or Minimum: $10 |
5% or Minimum: $10 |
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| Penalty APR* | None | Up to 29.99% | None | Up to 29.99% |
APR=Annual Percentage Rate. Data collected for credit card comparison via individual websites as of 2/15/16.