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Online Banking

Compare Our Card

There are many different credit card types to choose from. It is important that you make sure to get the right credit card for your needs or you could end up paying a lot in fees and extra charges.

In part, your credit card choice should be based on credit score, your income, and your expected purchases. Check out our chart below to compare credit cards to see which credit card type is the best fit for you.

 

SCCU Visa

Citi® Preferred

Chase Freedom®

BankAmericard
Cash Rewards™

Annual Percentage Rate 8.95%-12.75% 13.24%-23.24% 14.24%-23.24% 13.24%-23.24%

Balance Transfer
APR*
8.95%-12.75% 13.24%-23.24% 14.24%-23.24% 13.24%-23.24%

Balance Transfer
Fee
None 3% or
Minimum: $5
3% or
Minimum: $5
3% or
Minimum: $10

Cash Advance
APR*
8.95%-12.75% 25.49% 25.24% 16.24%-25.24%

Cash Advance
Fee
None 5% or
Minimum: $10
5% or
Minimum: $10
5% or
Minimum: $10

Penalty APR* None Up to 29.99% None Up to 29.99%

APR=Annual Percentage Rate. Data collected for credit card comparison via individual websites as of 2/15/16.